Restorian works directly with all major insurance carriers including NJM Insurance Group, State Farm, USAA, Allstate, AIG, Progressive, American Family Insurance, Nationwide, Liberty Mutual, and Farmers Insurance. Most standard homeowners insurance policies cover sudden and accidental property damage including burst pipes, appliance failures, fire and smoke damage, storm damage that breaches your building, and vandalism. Water damage from internal plumbing failures is generally covered, while external flooding from rising water or storm surge typically requires a separate flood insurance policy. Fire damage is one of the most comprehensively covered perils, including structural repairs, smoke and soot remediation, water damage from firefighting, contents replacement, and additional living expenses. Mold remediation is often covered when it results from a covered water event, though some policies have coverage caps or require a separate rider. We handle the entire claims process for you including Xactimate certified estimates, photo and moisture documentation, adjuster coordination, and direct billing to your carrier so you never have to manage the paperwork yourself.

Restorian holds IICRC certification, which is the industry standard credential issued by the Institute of Inspection, Cleaning and Restoration Certification, the leading global authority for the restoration industry. Our technicians are trained and certified across water damage restoration, fire and smoke restoration, mold remediation, and biohazard cleanup disciplines. We are accredited by the Better Business Bureau (BBB), certified by SHA, and licensed through the New Jersey Division of Consumer Affairs. We are also Xactimate certified, meaning our estimators produce detailed, line item restoration estimates using the same software that insurance adjusters and carriers rely on nationwide. These credentials ensure that every project we handle meets regulatory standards, follows documented industry protocols, and produces documentation that insurance companies accept without question.

Restorian is a full service property restoration company providing water damage restoration, fire and smoke damage restoration, flood damage cleanup, mold remediation and removal, storm and disaster restoration, biohazard cleanup, smoke and odor removal, commercial restoration, and complete property reconstruction. We handle every phase of the restoration process from initial emergency response including board up, tarping, and water shutoff, through active mitigation including extraction, structural drying, smoke cleaning, mold containment, and decontamination, all the way through repairs and full interior reconstruction including drywall, flooring, cabinetry, painting, and finishing. We also provide insurance claims management with Xactimate certified estimates, adjuster coordination, and direct billing. Our IICRC certified technicians are available 24/7 for emergencies and we serve residential and commercial properties across New Jersey, New York, and Connecticut.

The cost of water damage restoration varies based on several factors including the size of the affected area, the category of water involved, how long the water has been sitting before professional intervention, the types of materials that need to be removed or replaced, and whether secondary issues like mold have developed. A small contained leak in a single room will cost significantly less than a multi room event requiring structural drying, drywall replacement, flooring removal, and reconstruction. The category of water also affects cost. Clean water from a supply line is less complex to remediate than gray water from an appliance or black water from a sewage backup, which requires specialized contamination protocols and disposal. The single biggest factor that determines total restoration cost is response time. Properties that receive professional extraction and drying within the first 12 to 24 hours consistently require less demolition, less material replacement, and less reconstruction than those where water sat for days. Most homeowners insurance policies cover sudden and accidental water damage, meaning you are typically only responsible for your deductible. Restorian provides free on site assessments, prepares Xactimate certified estimates that your insurance company recognizes, and handles direct billing to your carrier so you understand the full scope and cost before any work begins.